RAC Auto

Content rating
Everyone
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Update your workflow relying on RAC Auto. A creative work from Truist Financial Corporation for the AGCscript ecosystem. Read full reviews at Finance.

Beginner Guide To Download RAC Auto

Manage your RAC loan accounts, view scheduled payments and paperless statements and make payments with your debit card, credit card or bank account. Plus, built-in tools and calculators can help you take control of your financial planning.

SECURITY & PROTECTION
Change your password
Reset your security questions
RAC uses advanced encryption technology
Your complete account numbers are never transmitted

PAYMENTS
Submit a payment using a debit card, credit card or bank account
Make a promise to pay
See payment history
View scheduled payments
Access paperless statements

CONTACT US
Call or fill out the contact us form
Access FAQ

OTHER TOOLS & FEATURES
Use calculators to help with your financial planning
Watch videos about financial education

GETTING STARTED
Activate your web account to get a username and password
Download the app on a device with Android version 5 or higher

SUPPORT
Contact RAC at 877-722-7299

RAC does not charge fees to download or use the RAC Auto app. Your mobile carrier may charge for text messaging and web access services. Check with your carrier for information about its fees.

© 2025, Regional Acceptance Corporation. All rights reserved.
View, manage and make payments on your RAC accounts.
Updated on
Jul 10, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Messages, Files and docs and 3 others
  • No data collected
    about how developers declare collection
  • Data isn’t encrypted
  • You can request that data be deleted

Ratings and reviews

11.4K reviews
Skyler Rain
May 4, 2026
I can't sign in & have NEVER been ABLE to sign in sadly. Password + screen name are correct... that goes through. Then a page comes up where u have to agree to the terms/services. I agree but then... every... single... time... an error message pops up in a red box at top of screen. Been doing this since I downloaded the app a few months ago. I tried on 3 diff phones and a Chromebook. I can sign in just fine on the payment portal website. There is something wrong w the app.
1 person found this review helpful
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Vanessa Erickson
May 12, 2026
The app was fine at first, and then in the last year, I kept getting an error when trying to make my payment. It just says that it's not available at this time and to try again later. The weird thing is that my payment still goes through. A few other functions don't seem to work through the app, but I'm sure it would be available if I went online.
1 person found this review helpful
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Andrew Cabrera
April 25, 2024
OK so I am enrolled in paperless statements but my statements don't get sent to my email. All I get is emailed payment confirmations, but no actual statements which I like to have for records. In addition to that they don't get consistently uploaded into the app. Plus my "Amount Due," is forever changing and not accurate to what I was told I was gonna pay, and then when I call support they tell me my payment amount is different. So I'm not sure what's going on in with this app.
11 people found this review helpful
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What’s new

Bug fixes and improvements